ChatGPT vs Cursor: AI Coding plans compared
Verified 9 days ago · 2026-07-22ChatGPT and Cursor share the same entry monthly price of $0. Prices and representative models below are verified against official pricing pages; click a plan for price history and full benefits.
ChatGPT
6 plans · entry price $0/mo · last verified 2026-07-21
ChatGPT is an AI assistant by OpenAI for conversation and coding. It offers Free, Go, Plus, Pro (5x/20x), and Business …
Cursor
7 plans · entry price $0/mo · last verified 2026-07-22
Cursor is an AI code editor offering Hobby (free), Pro/Pro+/Ultra individual plans, and Teams/Enterprise plans. Individ…
| Plan | Monthly | Models |
|---|---|---|
| Hobby | $0/mo | Composer 2.5, Grok 4.5, Auto |
| Pro | $20/mo | Composer 2.5, Grok 4.5, Auto |
| Pro+ | $60/mo | Composer 2.5, Grok 4.5, Auto |
| Ultra | $200/mo | Composer 2.5, Grok 4.5, Auto |
| Teams Standard | $40/mo | Composer 2.5, Grok 4.5, Auto |
| Teams Premium | $120/mo | Composer 2.5, Grok 4.5, Auto |
| Enterprise | Undisclosed | Composer 2.5, Grok 4.5, Auto |
Frequently asked questions
- Which is cheaper, ChatGPT or Cursor?
- ChatGPT and Cursor share the same entry monthly price of $0. See the plan tables below for quota and benefit differences.
- How many plans do ChatGPT and Cursor offer?
- CreditsPlan currently tracks 6 ChatGPT plans and 7 Cursor plans, each verified against the official pricing page.
- When were ChatGPT and Cursor prices last verified?
- This page was last verified on 2026-07-22; the vendor's official site prevails.
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